Question: "Should a Christian get insurance?"
Answer: Christians often struggle with the question of whether to get insurance and if doing so demonstrates a lack of faith. This is a healthy struggle, and believers need to examine the Scriptures and come up with an answer they can defend biblically.
Let us agree that insurance is not specifically mentioned in the Bible. If something is not specifically mentioned in the Word of God, then we must draw from the principles and teaching of the whole testimony of Scripture. After gleaning all applicable scriptural principles, different believers may come to different personal convictions. Romans chapter 14 says that such situations call for respect of others’ convictions. In that same chapter, believers have a responsibility to make up our own minds (Romans 14:5). The wording of the text indicates that we are required to do a thorough study of the Word of God and then to form godly personal convictions. The final verse of that same chapter states that whatever we decide must be an act of faith.
"Then Peter said unto him, Lord, speakest thou this parable unto us, or even to all? And the Lord said, Who then is that faithful and wise steward, whom his lord shall make ruler over his household, to give them their portion of meat in due season? Blessed is that servant, whom his lord when he cometh shall find so doing." Faithful stewardship and care of all that God has given us (including family) is a by-product of faith, trust and true love of God. So should a Christian buy insurance?
Provided that our conscience is clear, there is nothing inherently wrong with purchasing insurance. Because this is the same as purchasing any other viable commodity. Would any Christian forbid another from purchasing a umbrella on a sunny day, to protect themselves from the possibility of rain at some other time? Of course not. And this is the very same principle.
"For he knoweth not that which shall be: for who can tell him when it shall be?"
35 Then one of them, which was a lawyer, asked him a question, tempting him, and saying,
36 Master, which is the great commandment in the law?
37 Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.
38 This is the first and great commandment.
39 And the second is like unto it, Thou shalt love thy neighbour as thyself.
40 On these two commandments hang all the law and the prophets.